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Kentucky Health Studio



The Kentucky Health Studio is a $50,000.00 bond. This bond is available in 1 year term.

Health Studios are required to register with the department annually and a letter of credit or certificate of deposit. Health studios will also need to post a surety bond. The purpose of this security is to reimburse members if the studio fails to meet its contractual obligations to its members. The law authorizes the department to collect registration fees; penalty fees are imposed on studios that do not register or post security.

Ashton Agency has a 99% approval rate and offers the $10,000; $25,000; and $50,000 Kentucky Health Studio bond at some of the most competitive rates. Let us save you money!

Who needs a health spa bond?

In the State of Kentucky, health studios are required to obtain a surety bond to be in compliance with the KRS section 367.900 of the Kentucky Statutes. Every health studio which sells contracts for health studio services to be rendered at a planned health studio or a health studio under construction shall purchase a security bond in an amount not less than $50,000, or shall file with the division an irrevocable letter of credit by a surety company or lending institution permitted to do business in the state. 

What is the health spa bond?

The health spa bond protects the party requesting the surety bond, the Obligee, against any financial losses as a result of poor financial choices, damages, unethical decisions, or a failure to adhere to state and local laws on the part of you, the Principal. By obtaining your bond, you are telling the Obligee that you can be trusted and that you stand by your business decisions. 

"Health spa" means an establishment, except those defined as nonprofit organizations under 26 U.S.C. sec. 509(a), which provides for profit as one of its primary purposes, services or facilities which purport to improve the user's physical condition or appearance through participation in sports activities, fitness training, exercise, or body building. The term includes establishments that offer access to any of the following facilities: gymnasiums, swimming pools, tracks, ball courts, weight lifting equipment, exercise equipment or facilities, saunas, steam baths, or whirlpools. It does not include establishments that limit their services primarily to diet counseling and the provision of special dietary foods. 

Kentucky health spa bond must be written in an amount determined by the number of current, unexpired contracts that the spa has in effect, as follows per Kentucky statute:

  • 150 or fewer contracts, $10,000

  • 151 to 300 contracts, $25,000

  • 301 or more contracts, $50,000.

The Kentucky health studio bonds are also known as: Kentucky health club bond, fitness bond, fitness club bond, and health club bond.

What else do I need besides the bond?

For more information in regards to health studios, click here.

Health club owners will submit the original signed bond form to the Kentucky Office of the Attorney General at the following address:

Office of the Kentucky Attorney General

310 Whittington Parkway, Suite 101

Louisville, KY 40222

They may be reached by phone at (502) 429-7134.

Get Bonded Within One Business Day!

Only Ashton Agency can provide you with:

  • The lowest price for your health studio bond.

  • Quickest turnaround time.

  • The ability to meet or beat any competitor's pricing.

Many companies offer the health studio bond, but by contacting the Ashton Agency, you can be sure you'll be getting the best price available, not to mention our stellar customer service and insider knowledge of the industry. We've been helping people get bonded for more than 45 years. Let us put that experience to work for you today!

Call us now at (800) 451-4854 for a free quote and we will contact you within 24 hours. We can assist you over the phone to ensure you receive your bond quickly and easily!

Don't have time to speak on the phone? Please fill out our easy online application and fax to (407) 678-2468. We can get you started right away!


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