Garage Liabilty Insurance
Use the form below to request a quote for Garage Liability Insurance. If you need a quote for Contractor Liability Insurance, use the Contact form on the right.

Fill out the application below, and one of our professionals will guide you through the rest of the process. A * denotes a required field. We'll save you money! Business Name:* State:* Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georiga Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Washington, D.C. Do you own or lease your location? Own - Paid Off Own - Under Mortgage Lease / Rent Do you sell over the Internet? -- Select an Option -- Yes No Ownership: Corporation LLC, LLP Partnership Sole-Proprietorship (Individual) Owners Name:* Married Single Contact Person: Number of years in business: New business 1-3 Years 3-5 Years 5-10 Years More than 10 years Wholesale(%) Retail(%) Internet(%) If less than 3 years, prior experience in selling and buying cars then list the companies and dates you worked and postions, etc. Business Phone Number:* () - Business Fax Number: () - Home Phone Number: () - Cell Phone Number: () - Email:* Do you have an answeriing machine? -- Select an Option -- Yes No On which phone?     Insured Premises: Location 1   Insured Premise Address: Insured Premise City: Insured Premise County: Insured Premise State: Insured Premise Zip Code:     Insured Premises: Location 2   Insured Premise Address: Insured Premise City: Insured Premise County: Insured Premise State: Insured Premise Zip Code:     What is the closest body of water? Lake River Ocean How far? miles Present Insurance Co.: Date Insurance Expires Present Insurance Co. Premium: dollars Previous Insurance Co.: Previous Insurance Co. Exp. Date: Previous Insurance Co. Premium: dollars List all losses/claims in the last 3 years: Do we write your bond? Yes No If no then who does? What is the premium? dollars Does the insured have an active dealers license? -- Select an Option -- Yes No Does everyone have a valid drivers license? -- Select an Option -- Yes No Has anyone ever had an alcohol or drug related offense? -- Select an Option -- Yes No Have there been any accidents or violations charged against any drivers license in the last 3 years? -- Select an Option -- Yes No If yes, please explain. Misrepresentation of driving records or traffic violations will result in policy premium surcharge or cancellation. Is there a personal auto policy in your household? (private registered cars) -- Select an Option -- Yes No Which company? Do you operate a buy here pay here lot? -- Select an Option -- Yes No /SELECT> Do you transfer titles at time of sale?: Yes No Are any operations other than auto sales conducted at your business? -- Select an Option -- Yes No What percent (%) other? What percent (%) auto sales? Are any other businesses conducted from the same premise? -- Select an Option -- Yes No Approximately how many vehicles do you sell annually? Is tire recapping, retreding or used tire sales performed? -- Select an Option -- Yes No Do you hire subcontractors (I.e. mechanics)? (need proof of insurance) -- Select an Option -- Yes No Does anyone live on the business premises? (need proof of own insurance) -- Select an Option -- Yes No Do salespersons always accompany customers on test drives? -- Select an Option -- Yes No Are any vehicles loaned or rented to customers? -- Select an Option -- Yes No Do you take in autos on consignment? -- Select an Option -- Yes No What percent (%) of inventory? Do you sell anything other than private passenger autos, vans, pickups or sport utility vehicles? -- Select an Option -- Yes No If yes, what is it and what percent of your business? Do you rebuild auto's? -- Select an Option -- Yes No What percent (%) of autos rebuilt? Do you operate a salvage yard? -- Select an Option -- Yes No     Do you sell used parts? -- Select an Option -- Yes No Do you do any repair work?: Yes No If so, is the repair work on customers' cars?: Yes No Are any employees under 25 years old? -- Select an Option -- Yes No If yes, who and how old? Are any employees over 65 years old? -- Select an Option -- Yes No If yes, who and how old? Do you have any tow trucks for hire? (must have proof of coverage) -- Select an Option -- Yes No Do you repossess vehicles? -- Select an Option -- Yes No If yes, please explain: Do you own or operate a haul a way vehicle or trailer over 2,000 gross vehicle weight? -- Select an Option -- Yes No Is there any painting on the premises? (approved paint booth) -- Select an Option -- Yes No Is there any paint and/or flammable materials stored on site? (if yes then paint must be in approved containers and in approved storage location) -- Select an Option -- Yes No Do you do any welding? -- Select an Option -- Yes No If so, what? Are tanks secured to the wall or cart when not in use? -- Select an Option -- Yes No Are there any dogs on business premises? (animals will be excluded) -- Select an Option -- Yes No Are there underground fuel or waste storage tanks on the premises? -- Select an Option -- Yes No Are there propane tanks on the premises? -- Select an Option -- Yes No Classify each employee once and only once under their primary duty. (indicate age, part time (PT) or if furnished a vehicle (F) # of Owners: # of Managers: # of Buyers: # of Detailers: # of Clerical: # of Finance: # of Bodymen: # of Counter Sales: # of Salesmen: # of Regular Drivers: # of Mechanics: # of Occasional Driver: Garage Liability policy covers any bodily injury or property damage that may be caused by your business operations on or away from the premises. Therefore, all persons involved with your business in any way whether they drive cars or not, have an exposure under this policy and they must be listed! Are any non-employess, including spouses, furnished a car? (not listed above) -- Select an Option -- Yes No If yes, list name and age: List all family members of owners/officers who are under the age of 21, whether or not they drive lot cars: How are dealer plates used? # of dealer plates: # of motorcycle plates: # of registered plates: # of transporter plates:   Coverage's desired: Bodily injury & property damage CSL: $ Personal injury protection: $ Un/underinsured motorists (BI&PD NC): $ Medical payments: $ Do you pick up or deliver vehicles beyond a 100 mile radius? -- Select an Option -- Yes No Desired radius in miles: 101-300 1000+ Number of estimated trips: What are the largest cities you enter?: Who transports the vehicles from the auction to your lot?     Optional-physical damage limit (comprehensive & collision) --- Deductible $1000 Total cost on vehicle lot? (no antique cars, semi's or trailers) $ Avg. # cars on lot? $ Avg. cost per car? $ Max cost per car? $ Do you have a FLOOR PLAN/FINANCE COMPANY you need to add as a LOSS PAYEE? Yes No Do you have a LANDLORD OR OTHER you need to add as an ADDITIONAL INSURED? Yes No     Optional-Garage keepers legal liability? Limit:: $ Deductible: $ Lot protection type: Post and chain 6' chain link fence Building fully lit at night Other: Where are the keys to vehicles kept? Notes: you must have the last 3 years of loss runs from your previous insurance company to bind coverage you can obtain loss runs from your present agent. ***Do not forget to check about Garage Liability Insurance or Surety Bonds***

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